How Strategic Default or a Deed in lieu of Foreclosure Can Help You Let’s review the positives of strategic default Let’s review the positives of strategic default or a deed that is in lieu of foreclosure. First, you have a little more control in what happens during the process. Second, in most cases and by default, you don’t pay a mortgage payment until your home is reclaimed. And finally, with a deed in lieu of foreclosure, you don’t undergo the full process of foreclosure.